The officer must be a graduate from a recognised University or must possess an equivalent qualification recognised as such by the Government of India. The age limit is between 21 and 30 years as on the specified date notified in the press advertisements with exceptions in specific cases. The upper age limit is relaxed for SC/ST and OBC candidates, ex-Servicemen / Commissioned Officers and Officers of Regional Rural Banks, subject to certain conditions.
Graduate/ postgraduates/CA’s/MBA’s in the 21-28 year age group, are eligible to take the examination. One needs to be computer friendly and understand the basics of computing. Operating Computer Systems in MS DOS, MS Windows, Basic concepts of Networking & Connectivity, MS Office (Word, Excel, Power Point etc.), shall be an essential qualification, which a candidate must either possess before or acquire within 6 months, of joining the Bank in case the candidate is selected for appointment.
A good banker should posses a pleasing personality. He is a person who has a well-organized mind with an eye for detail. It helps in maintenance of records accurately and neatly. The person should have a mathematical aptitude. Employees joining as officers should be able to lead, motivate and manage the bank staff. Good verbal and written communication skills help in effective interaction with the clients as well as the staff. Integrity and honesty play a major role in all dealings related to money, staff and clients. A person responsible for foreign exchange transactions needs to have a sharp, quick and analytical mind. Some of the qualities required for a successful bank career are high intelligence, ability to relate to people at all levels and team spirit. Other desired attributes are practical nature, self-confidence, flexibility and the ability to cope with stress and handle pressure.