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Banker Career Information

What a Banker does

Abilities & Traits Required


You need to be a graduate in any stream to get into a nationalised bank as a Probationary Officer.

But to qualify as an Assistant/Clerk you need to have completed your 10+2. MBA is preferred in almost all the managerial positions in a bank. Private Banks generally recruit their managerial staff from top business schools across India.

After HSC in commerce you could specialize in Bachelor of Banking and Insurance (BBI) or Bachelor of Accounts and Finance (BAF). This is offered by prominent commerce college in affiliation to the Mumbai University.

Professionals like Chartered Accountants, Agricultural Scientists and Engineers are also taken in as management trainees/officers. Other professionals who find positions in banks are MSc/PhD in Economics, Lawyers, Statisticians, Company Secretaries and Information Technologists (i.e. those with an MCA/BTech. in Computer Science or equivalent).

For entry in the clerical/assistant level, private banks have a minimum educational requirement of graduation. You stand a better chance if you have additional qualifications in computers, marketing management or any secretarial course.

Senior professionals in Marketing, Human Resource Development, and Information Technology as well as those from financial services companies also find opportunities in banks.


• A Management Trainee in a public or private sector bank: Rs 240000 -500000 or more p.a.

• Officer Trainee/Probationary Officer: Rs 100000 - 120000 p.a (gross salary in a public sector bank). Plus, this job offers annual increments and all the perks that go along with bank jobs-casual leave, privilege leave, sick leave… the list just goes on and on and on!

• Officer trainees in private or multinational bank: Rs 144000 - 160000 or more p.a

• Senior Executives in a private sector or multinational bank: Rs 1200000 -2400000 or more p.a. If you perform well it will take you about 7-10 years to reach this level. Even at the middle level, you can expect to get about Rs 600000 -900000 p.a in a private sector or multinational banks.

• Senior Managers in public sector banks: Rs 30000 - 50000 a month.

That's not all. You could also opt for an outstation transfer once you reach the officer level. And your pay-cheque will get fatter and fatter. Thinking four-figure? Think bigger!

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